{"id":12782,"date":"2023-04-24T17:17:34","date_gmt":"2023-04-24T21:17:34","guid":{"rendered":"https:\/\/private.pml.ca\/?post_type=perspectives&#038;p=12782"},"modified":"2023-05-01T12:10:16","modified_gmt":"2023-05-01T16:10:16","slug":"q1-no2-2023-perspectives-newsletter","status":"publish","type":"perspectives","link":"https:\/\/private.pml.ca\/?perspectives=q1-no2-2023-perspectives-newsletter","title":{"rendered":"Q1 no2 2023 Perspectives Newsletter"},"content":{"rendered":"<h2><a id=\"intro\"><\/a><strong>A Word from the Pembroke Team<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>With inflation coming down, a brighter future appears to be on the horizon for financial markets. In the current environment, Pembroke\u2019s portfolios are very well positioned to grow in the long term.<\/p>\n<p>To better understand the investment team\u2019s current analysis, we invite you to read the <a href=\"https:\/\/private.pml.ca\/q1-no2-2023-investment-commentary-and-outlook\/\"><em>Investment Commentary and Outlook<\/em> <\/a>article.<\/p>\n<p>As a wealth management advisor for over 50 years, Pembroke also recognizes the important role philanthropy plays for our clients. Therefore, we are pleased to announce that Pembroke has partnered with Canada Gives to offer you a simple and effective way to create your own foundation. Simply read the article on this topic for more details, or contact your Pembroke representative.<\/p>\n<p><span>Finally, a number of modifications will be made to the investment strategy of the Canadian Balanced Fund, with the goal of increasing the income generated by the portfolio and decreasing the overall volatility of the strategy. We invite you to read the article in this issue for more details.<\/span><\/p>\n<p>Sincerely,<\/p>\n<p><strong>The Pembroke Team<\/strong><\/p>\n<div class=\"hr\"><\/div>\n<p>&nbsp;<\/p>\n<h2><a href=\"https:\/\/private.pml.ca\/q1-no2-2023-canada-gives\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/Canada-Gives-Logo-300x182.png\" alt=\"\" width=\"350\" height=\"212\" class=\"alignleft wp-image-12809\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/Canada-Gives-Logo-300x182.png 300w, https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/Canada-Gives-Logo.png 768w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a><strong>Pembroke and Canada Gives \u2013 Investing for a Cause<\/strong><\/h2>\n<p>Over the decades, we have worked together with our clients to meet their short-term charitable wishes, facilitating impactful gifts to the organizations that matter most to them.<\/p>\n<p>We can now assist you to easily create a long-term legacy of charitable giving.<\/p>\n<p><span><\/span><a class=\"readmore\" href=\"https:\/\/private.pml.ca\/q1-no2-2023-canada-gives\/\">LEARN MORE<\/a><a href=\"https:\/\/private.pml.ca\/q1-no2-2023-canada-gives\/\"><\/a><\/p>\n<p>&nbsp;<\/p>\n\n<div class='issue-number' aria-label=\"Newsletter Issue April 2023\"><span class='issue-inner'> April 2023 Issue<\/span><\/div>\n\n\n<nav id='articles' aria-label=\"Newsletter Articles\">\n                <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/Outlook_700x424.jpeg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/Outlook_700x424.jpeg 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/Outlook_700x424-300x182.jpeg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-investment-commentary-and-outlook'>Investment Commentary and Outlook<\/a><\/h3>\n                    Pembroke portfolio managers comment on key themes and discuss the outlook.                <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_02.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_02.png 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_02-300x182.png 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-canadian-balanced-fund-investment-strategy-changes'>Canadian Balanced Fund \u2013 Investment Strategy Changes<\/a><\/h3>\n                    A number of modifications will be made to the investment strategy of the Canadian Balanced Fund.                <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/CanadianStrategy_700x424.jpeg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/CanadianStrategy_700x424.jpeg 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/CanadianStrategy_700x424-300x182.jpeg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-canadian-equity-strategies'>Canadian Equity Strategies<\/a><\/h3>\n                    A review of Pembroke\u2019s Canadian equity strategies.                  <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/10\/USStrategies_700x424.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/10\/USStrategies_700x424.png 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/10\/USStrategies_700x424-300x182.png 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-us-equity-strategies'>US Equity Strategies<\/a><\/h3>\n                    A review of Pembroke\u2019s US equity strategies.                  <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/InternationalStrategies.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/InternationalStrategies.png 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2021\/07\/InternationalStrategies-300x182.png 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-international-equity-strategies'>International Equity Strategies<\/a><\/h3>\n                    A review of Pembroke\u2019s international equity strategies.                <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2022\/04\/Balanced_700x424-1.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2022\/04\/Balanced_700x424-1.png 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2022\/04\/Balanced_700x424-1-300x182.png 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-n02-2023-balanced-strategies'>Balanced Strategies<\/a><\/h3>\n                    A review of Pembroke\u2019s balanced strategies.                  <\/div>\n            <\/article>\n                        <article class='perspective-article'>\n                <img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"424\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_01.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_01.png 700w, https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectiveArticleImage_01-300x182.png 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>                <div class='card-content'>\n                    <h3><a href='\/q1-no2-2023-fixed-income-strategies'>Fixed Income Strategies<\/a><\/h3>\n                    A review of Pembroke\u2019s  fixed income strategies.                <\/div>\n            <\/article>\n            <\/nav>\n\n<div id='perspectives-search'>\n    <h3>ARCHIVE SEARCH<\/h3>\n    <form method='GET' action='\/perspectives'>\n        <input type='text' name='search' class='search-field' \/>\n        <input type='submit' value='Search' class='search-submit' \/>\n        <input type='hidden' name='lang' value='en' \/>\n    <\/form>\n    <div class='inner-h3-container'>\n        <h3 class='inner-h3'>OR DOWNLOAD PDF of LEgacY ISSUES: <i>(2019 and earlier)<\/i><\/h3>\n    <\/div>\n    <div class='perspectives-select hide-accredited'>\n        <select id='archive-pdf-perspectives'>\n        <option>Make Your Selection<\/option>\n              <option>2019 Q4<\/option>    <option>2019 Q3<\/option>    <option>2019 Q2<\/option>    <option class='accredited'>2019 Q2 - Accredited<\/option>   <option>2019 Q1<\/option>    <option class='accredited'>2019 Q1 - Accredited<\/option>   <option>2018 Q4<\/option>    <option class='accredited'>2018 Q4 - Accredited<\/option>   <option>2018 Q3<\/option>    <option class='accredited'>2018 Q3 - Accredited<\/option>   <option>2018 Q2<\/option>    <option class='accredited'>2018 Q2 - Accredited<\/option>   <option>2018 Q1<\/option>    <option class='accredited'>2018 Q1 - Accredited<\/option>   <option>2017 Q4<\/option>    <option class='accredited'>2017 Q4 - Accredited<\/option>   <option>2017 Q3<\/option>    <option class='accredited'>2017 Q3 - Accredited<\/option>   <option>2017 Q2<\/option>    <option class='accredited'>2017 Q2 - Accredited<\/option>   <option>2017 Q1<\/option>    <option class='accredited'>2017 Q1 - Accredited<\/option>         <\/select>\n    <input type='submit' value='Download' class='download' \/>\n    <script>\n        jQuery(document).ready(function($) {\n            $('.download').on('click', function(e) {\n                var pdf = $('.select-selected').text();\n                if(pdf && pdf != \"Make Your Selection\") {\n                    window.open(\"\/wp-content\/uploads\/past_perspective_pdfs\/en\/\"+pdf+\".pdf\");\n                }\n            });\n            $('#bt-yes').on('click', function() {\n                $('.perspectives-select').removeClass('hide-accredited');\n                $('#bt-ai-overlay').remove();\n            });\n        });\n    <\/script>\n\n    <\/div>\n<\/div>\n\n<div class='hr-divider'><\/div>\n\n\n\n<h2><a href=\"https:\/\/private.pml.ca\/news\/virtual-event-series\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectivesFeatureArticle_EN-300x182.png\" alt=\"\" width=\"350\" height=\"212\" class=\"alignleft wp-image-12883\" srcset=\"https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectivesFeatureArticle_EN-300x182.png 300w, https:\/\/private.pml.ca\/wp-content\/uploads\/2023\/04\/PerspectivesFeatureArticle_EN.png 768w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a><strong>Maximizing the Benefits of Registered Accounts<\/strong><\/h2>\n<p>Utilizing Canada\u2019s registered accounts to maximize their benefit requires a proper investment strategy.<\/p>\n<p>Many investors have questions surrounding the benefits (and traps) of the Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA), and the newly introduced Tax-Free First Home Savings Account (FHSA).<\/p>\n<p><span><\/span><a class=\"readmore\" href=\"https:\/\/private.pml.ca\/news\/virtual-event-series\/\">WATCH THE RECORDING<\/a><\/p>\n\n<div class=\"hr-divider\"><\/div>\n<div class=\"disclaimer\">\n<h3>DISCLAIMER<\/h3>\n<p>This report is for the purpose of providing insight into Pembroke and the Pembroke funds. Past performance is not indicative of future returns. Any securities listed herein, are for informational purposes only and are not intended and should not be construed as investment advice nor is it a recommendation to buy or sell any particular security. Factual information has been taken from sources we believe to be reliable, but its accuracy, completeness or interpretation cannot be guaranteed. Pembroke seeks to ensure that the content of this document is correct and up to date but does not guarantee that the content is accurate and complete and does not assume any responsibility for this. Pembroke is not responsible for decisions or actions taken or made on the basis of information contained in this document.<\/p>\n<\/div>\n\n","protected":false},"featured_media":7987,"template":"","class_list":["post-12782","perspectives","type-perspectives","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/private.pml.ca\/index.php?rest_route=\/wp\/v2\/perspectives\/12782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/private.pml.ca\/index.php?rest_route=\/wp\/v2\/perspectives"}],"about":[{"href":"https:\/\/private.pml.ca\/index.php?rest_route=\/wp\/v2\/types\/perspectives"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/private.pml.ca\/index.php?rest_route=\/wp\/v2\/media\/7987"}],"wp:attachment":[{"href":"https:\/\/private.pml.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}